Costs & Financial Aid

• Tuition
• Other Fees
• Continuing and Professional Studies (CAPS) Courses
• Certificate Students
• Description of Fees
• Refund Policy
• Residency Status
   
• The Bursar’s Office
  • Bills
  • Payments
  • Wire Transfers
  • Excess/Refund
  • In-House Payment Plan
• Financial Aid & Scholarships
  • Applying for Financial Aid
  • State Aid
  • Scholarships
  • Satisfactory Academic Progress

Tuition

Note: Certain programs may have special fee structures. See the Bursar’s website for more information.

Full-Time (12 credits or more)

Rates are per semester. For annual rates, please double the per semester rates shown below.

Part-Time (under 12 credits) Costs Per Credit

Other Fee Information

About Continuing and Professional Studies (CAPS) Courses

Some UMass Boston courses are offered through the Continuing and Professional Studies (CAPS). CAPS course costs differ somewhat from those shown in this chart, and CAPS courses are charged separately. Any questions please contact CAPS: Tel (617) 287.7900 or caps@umb.edu.

Certificate Students

Tuition, fees, and billing procedures for certificate students are the same as for matriculated students, unless otherwise noted.

Description of Fees

The Board of Higher Education and the University Board of Trustees determine all charges.

Application Fee
Each application for admission to the university from a student seeking a degree must be accompanied by a non-refundable application fee payment of $60(UG/Grad) for domestic applicants, $100(UG/Grad) for international applicants. Checks should be made payable to The University of Massachusetts Boston, and submitted together with completed application forms.

Tuition
As a state institution, tuition rates are established annually by the Massachusetts Board of Higher Education and the University Board of Trustees. (New Pricing Structure-Effective Fall 2022)

Technology Fee
The Technology Fee supports the technology infrastructure and educational environment necessary to meet the technological demands of the UMass Boston community.

Student Activity Fee
The Student Activity Fee supports programs and activities from recognized student organizations that are beneficial to students and enrich current campus student life, including arts, athletics, clubs and recreation and other student-focused programs.

Other Mandatory Fees

• CM Curriculum and Service Fee is used to support the College of Management’s educational mission.  This fee will be assessed per semester to all undergraduate students with more than 60 credits and all graduate students.
• CNHS Curriculum and Service Fee is used to support the College of Nursing and Health Science’s educational mission.  This fee will be assessed per semester to all undergraduate students with more than 60 credits and all graduate students.
• CNHS - EHS Curriculum and Service Fee is used to support the EHS program’s educational mission.  This fee will be assessed per semester to all undergraduate students with more than 60 credits and all graduate students.
• Combined New Student Fees is a one-time fee assessed to each certificate and degree seeking student in their first semester.  The fee may not be canceled or refunded unless the student withdraws prior to the first day of classes.
• Commencement Fee is one-time fee to seniors or students in the year of their anticipated graduation. To change your year of graduation, you must contact the Registrar’s Office.
• Educator Preparation E-Portfolio Fee (Originally CEHD E-Portfolio Fee) is the annual fee to purchase an online subscription to TaskStream, which provides students with access to a professional E-portfolio that is a powerful tool for providing evidence of the knowledge and skills necessary for professionals in the education and counseling fields.  It is also required for students who are enrolling in an educator preparation program and/or are seeking an educator license from Massachusetts Department of Elementary and Secondary Education (MA DESE).  For further information, please visit: https://www.umb.edu/academics/cehd/student_information/taskstream 
• ID card Fee is used to support the cost of making/activating the identification cards (BeaconCard); all continuing students are charged the fee each fall for reactivation, and all new matriculated students are charged the fee in the first semester of attendance to obtain cards. New students can pick up their BeaconCard in the BeaconCard Office.
• International Student Fee is a flat fee charged each semester to all international students holding visas.
• Non-Degree Registrar’s Service Fee is charged each semester to non-degree students for prepayment of all record copying services. This is a life long service. You will not be charged for the copying and mailing of academic records at anytime, either for personal use or for forwarding to third parties.
• Non-Degree Registration Fee is charged to non-degree students during Fall/Spring semester of registration. You will not be charged for orientation or recreation fees.  (For Summer Registration Fee please visit CAPS) 
• Orientation Fee is a one-time fee assessed to each new and transfer certificate or degree seeking student.  This fee is used to support orientation, advising, registration, and transition to the university.
• Student Health Insurance is mandatory for all students, unless they can prove separate coverage and receive a waiver from the Bursar’s Office. The Student Health Insurance waiver must be filed each academic year. Details please see “Health Insurance” below.
• UMB-MBTA Subsidy Fund is a Student-voted fee enacted to further subsidize the cost of MBTA use by undergraduate students. The fee revenue generated increases the 11% discount provided by the MBTA to 50% on a first-come, first-served basis each semester. See MBTA Pass program or the FAQ in Parking for details.

Optional Fees

Charges for optional fees appear on the bills of matriculated students, you can waive MassPIRG Fee and Mass Media Fee on WISER during the semester.

* MassPIRG Fee The Massachusetts Student Public Interest Research Group (MASSPIRG) is a statewide, student-directed, student-funded, nonpartisan advocacy organization working on environmental, consumer, higher education, voter registration, and hunger and homelessness issues. MASSPIRG student chapters across the state pool resources through a waivable fee each semester and hire professional staff to work with students on these issues. Volunteer, leadership, and internship opportunities are available for students on campus.  For more information about MASSPIRG visit www.masspirgstudents.org.

* Mass Media Fee provides sustained funding for the operating costs of UMass Boston’s student newspaper.

* Renewable Energy Fee will be used specifically for renewable energy initiatives on the UMass Boston campus.  The revenue will be administered by students through the UMass Renewable Energy Trust (UMRET).

* Parking Pass please contact the Parking & Transportation Office in the Quinn Administration Building or call them at 617.287.5040 for information about Semester Parking Passes. A student may request that Parking & Transportation department bill the parking pass to his or her account.  It will then be treated as part of the student’s bill and will be subject to late fees if not being paid by the due date of the bill.

Refund Policy

Cancellation of Tuition and Fees Charges

Students who drop courses by the end of the applicable Add/Drop deadline will receive full cancellation of most tuition and fee charges.  Cancellation of charges for meal plans, parking passes and book advances are not included in this policy. Note that the Add/Drop deadline may vary based on the academic calendar to which the course adheres.

A cancellation of per-credit tuition (includes Continuing Education) and mandatory fees will be issued to matriculated students withdrawing from the university according to the following schedule. With the exception of accelerated programs, this schedule applies to Fall and Spring semesters only.

Failure to attend classes does not constitute withdrawal from the University

Cancellation of Tuition and Fee Schedule

Matriculated Students

Non-Matriculated Students

Additional factors to consider when determining your refund amount:

A refund of per-credit tuition (including Continuing Education) and mandatory fees will be issued to students withdrawing from the university.

Students must withdraw from all courses and should submit a UMB Withdrawal Form in order to qualify for a prorated cancellation of charges. Undergraduate & Graduate withdrawal forms can be found on the Registrar’s website.

A refund of the mandatory enrollment deposit is not covered by this policy.  Undergraduate and Graduate students seeking an enrollment deposit refund should contact the admissions office.

In addition to the cancellation of charges, Financial Aid recipients withdrawing from the university will have their financial aid award reviewed to determine the amount of financial aid that the student is eligible to keep based on their withdrawal date.  This review may result in a reduction of disbursed aid and must be completed before any refund is issued to the student.

A student who is suspended or expelled from the university for disciplinary reasons forfeits all rights to any cancellation of charges.

Individual course withdrawals after the add/drop deadline (including all courses taken by non-matriculated students) do not qualify for any cancellation of charges.

All of the above does not apply to Continuing and Professional Studies (CAPS) courses. See https://online.umb.edu/ for refund schedule.

On-Campus Housing Proration Policy

In the event that a student does not reside in housing for the entire length of his/her licensing agreement, the following policies will apply to his/her meal plan and Campus Living Grant: 

On-Campus Living Proration Policy

The Office of Housing and Residential Life handle all inquiries and decisions regarding licensing agreements for room charges. They can be reached at osh@umb.edu or 617-287-6011.

Residency Status

These rules and regulations apply to the classification of students at the public institutions of higher education as Massachusetts or non-Massachusetts residents for tuition and fee purposes.

Part I. Definitions

1.1 “Board of Trustees” shall mean the Board of Trustees of an institution.

1.2 “Continuous attendance” shall mean enrollment at an institution for the normal academic year in each calendar year or the appropriate portion or portions of such academic year as prescribed by the Board of Trustees or under its authority.

1.3 “Eligible person” shall mean a U.S. citizen, lawful immigrant, permanent resident, or holder of another legal immigration status, who has satisfied the durational residency requirement and can demonstrate his/her intent to remain in Massachusetts.

1.4 “Emancipated person” shall mean a person who has attained the age of 18 years and is financially independent of his or her parents, or, if under 18 years of age, (a) whose parents have entirely surrendered the right to the care, custody, and earnings of such person and who no longer are under any legal obligation to support or maintain such person; or (b) a person who is legally married; or (c) a person who has no parent. If none of the aforesaid definitions applies, said person shall be deemed an “unemancipated person.”

1.5 “Institution” shall mean the public college or university at which any person is or seeks to be enrolled as a student.

1.6 “Proof of Emancipation” shall be demonstrated through submission of evidence including, but not limited to: (a) Birth certificate or any other legal document that shows place and date of birth; (b) Legal guardianship papers – court appointment and termination must be submitted; (c) Statement of the person, his or her parent(s), guardian(s), or others certifying no financial support;(d) Certified copies of federal and state income tax returns filed by the person and his or her parent(s); (e) Copies of applications for federal financial aid; or (f) Where none of the foregoing can be provided, an affidavit of the emancipated person in explanation thereof and stating fully the grounds supporting the claim of emancipation.

1.7 “Parent” shall mean

1. the person’s father and mother, jointly;
2. if the person’s father is deceased, the person’s mother; if the person’s mother is deceased, the person’s father;
3. if a legal guardian has been appointed by a court having jurisdiction, the legal guardian;
4. if neither the father nor mother is living and no legal guardian has been appointed, the person who then stands in loco parentis to the person;
5. if the father and mother are divorced, separated or unmarried, the parent who has been awarded legal custody of the person; or, if legal custody has not been awarded, the parent with whom the person lives.

With respect to any adopted student, the word “adoptive” should be inserted before the words “father” and “mother” wherever used.

1.8 “Reside,” “residency,” or “resident” shall mean “domicile,” i.e., a person’s true fixed and permanent home or place of habitation, where he or she intends to remain permanently.

Part II. Classification

2.1 For the purpose of assessing tuition and fees, each student shall be classified as a “Massachusetts resident” or a “Non-Massachusetts resident.” At the University and the state colleges, an eligible person shall be classified as a Massachusetts resident if he or she (or the parent of an unemancipated student) shall have resided in the Commonwealth of Massachusetts for purposes other than attending an educational institution (including a private educational institution) for twelve months immediately preceding the student’s entry or reentry as a student. At the community colleges, a person shall be classified as a Massachusetts resident if he or she (or the parent of an unemancipated student) shall have resided in the Commonwealth of Massachusetts for purposes other than attending an educational institution (including a private educational institution) for six months immediately preceding the student’s entry or reentry as a student.

2.2 Physical presence for this entire twelve-month or six-month period need not be required as long as the conduct of an individual, taken in total, manifests an intention to make Massachusetts his or her permanent dwelling place. However, residency is not acquired by mere physical presence in Massachusetts while the person is enrolled in an institution of higher education.

Part III. Determination of Residency

3.1 Proof of Residency

1. Each case will be decided on the basis of all facts submitted with qualitative rather than quantitative emphasis. A number of factors are required for residency 3 to determine the intention of the person to maintain permanent residence in Massachusetts. No single indicium is decisive. The burden of proof rests on the student seeking classification as a Massachusetts resident.
2. The following shall be indicia of residence:
   1. For unemancipated persons, the residency of parents, having custody, within Massachusetts;
   2. Certified copies of federal and state income tax returns;
   3. Permanent employment in a position not normally filled by a student;
   4. Reliance on Massachusetts sources for financial support;
   5. Possession of a Massachusetts high school diploma;
   6. Continuous physical presence in Massachusetts during periods when not an enrolled student;
   7. Military home of record; and
   8. All other material of whatever kind or source which may have a bearing on determining residency.

3.2 Eligibility

1. a) The following individuals shall be eligible for in-state tuition:
   1. Any person who is registered at an institution as a Massachusetts resident shall be eligible for continued classification as a Massachusetts resident for tuition purposes (until attainment of the degree for which he or she is enrolled) during continuous attendance at the institution.
   2. The spouse of any person who is classified or is eligible for classification as a Massachusetts resident is likewise eligible for classification as a Massachusetts resident. This provision will not apply in the case of a spouse in the United States on a non-immigrant visa.
   3. A person who is a lawful immigrant or permanent resident of the United States is eligible to be considered for Massachusetts residency for tuition purposes provided that he/she meets the same requirements for establishing residency in Massachusetts as are required of a United States citizen. Non-citizens who are in (or who are eligible to apply and who have applied for) refugee/asylum status are likewise eligible to be 4 considered for Massachusetts residency for tuition purposes provided that they meet the same requirements for establishing residency in Massachusetts as are required of a United States citizen. All non-citizens must provide appropriate United States Citizenship and Immigration Services documentation to verify their status.
   4. Those students whose higher education pursuits are funded by the Department of Institutional Assistance, the Massachusetts Rehabilitation Commission, or any of the other Commonwealth of Massachusetts public assistance programs.
   5. A member of the Armed Forces of the United States who is stationed in Massachusetts on active duty pursuant to military orders, his or her spouse and dependent children. A person does not gain or lose in state status solely by reason of his or her presence in any state or country while a member of the Armed Forces of the United States.
   6. Full time faculty, professional staff, and classified staff employees of the public higher education system and their spouses and dependent students.
2. A person having his or her residency elsewhere than in Massachusetts shall not be eligible for classification as a Massachusetts resident for tuition purposes, except as herein provided.

Part IV. Appeals and Reclassification

4.1 Reclassification: A student may at any time request the institution to reclassify him or her as a Massachusetts resident if the factual basis for his or her classification as a nonresident has changed. To do so, the student shall submit a “Residency Reclassification Form” to the appropriate office of the institution for its review and final classification as a resident or a non-resident student.

4.2 Appeals: A student or applicant may appeal the institution’s final decision to deny his or her classification (or reclassification) as a non-resident by filing an appeal through the appeal process established by the institution. The decision on appeal is final and may not be appealed further.

4.3 Tuition Deadlines: All deadlines for the payment of tuitions, fees, and other financial obligations to the institution remain in force during the pendency of any request for reclassification or any appeal.

4.4 Retroactive Effect: Any change in a student’s classification as the result of a request for reclassification or an appeal will be retroactive only to the beginning of the semester during which the institution makes the final decision to reclassify the student.

Part V. Penalties

Misrepresentation in or omission from any evidence submitted with respect to any fact which, if correctly or completely stated, would be grounds to deny classification as a Massachusetts resident, shall be cause for exclusion or expulsion from or other disciplinary action by the institution.

Part VI. Miscellaneous

6.1 Each institution may adopt supplementary rules governing any procedures, deadlines, and related matters appropriate for the implementation of this policy.

6.2 The provisions of this policy shall apply to the classification of a student as the resident of any New England state for purposes of determining his or her eligibility for tuition benefits through the New England Board of Higher Education.

Veterans’ Access, Choice, and Accountability Act

Qualifying veterans, dependents, and eligible individuals will be charged at the in-state tuition rate per The Veterans Access, Choice and Accountability Act of 2014.

Public Law 116-315
The Veterans Access, Choice and Accountability Act of 2014 (codified at 38 U.S.C. 3679) has been amended by Section 1005 of Public Law 116-315, the Johnny Isakson and David P. Roe, M.D., Veterans Health Care and Benefits Improvement Act of 2020, which modifies 38 U.S.C. 3679(c).
The amendment requires that for all courses, semesters, or terms beginning after August 1, 2021, public institutions of higher education must charge qualifying veterans, dependents and eligible individuals tuition and fees at the rate for in-state residents.
As amended, 38 U.S.C. 3679(c) requires that the following individuals be charged the in-state resident rate:

• A veteran using educational assistance under either Chapter 30 (Montgomery GI Bill® – Active Duty Program), Chapter 31 (Vocational Rehabilitation) or Chapter 33 (Post-9/11 G Bill), of 38 U.S.C. who lives in the state in which the institution is located (regardless of his/her formal state of residence).
• Anyone using transferred Post-9/11 G.I. Bill benefits (38 U.S.C. § 3319) who lives in the state in which the institution is located (regardless of his/her formal state of residence).
• Anyone described above while he or she remains continuously enrolled (other than during regularly scheduled breaks between courses, semesters, or terms) at the same institution. The person must be using educational benefits under Chapter 30, Chapter 31 or Chapter 33 of 38 U.S.C.
• Anyone using benefits under the Marine Gunnery Sergeant John David Fry Scholarship (38 U.S.C. § 3311(b)(9)) who lives in the state in which the institution is located (regardless of his/her formal state of residence).

In summary, individuals are no longer required to enroll within three years of discharge or release from a period of active duty service or the transferor’s discharge or release from active duty service in order to receive the in-state resident tuition rate.
Federal law permits public institutions of higher education to require eligible veterans, dependents, or other eligible individuals to demonstrate their intent to establish residency in the state by means other than satisfying a physical presence requirement. For example, institutions can request documentation such as a driver’s license, car registration or voter registration, signed lease, or rent receipt to help establish an applicant’s intent to establish residency in Massachusetts.  

Please note that the federal law does not include a durational residency requirement, nor does it include a requirement that the eligible veteran, dependent, or other eligible individual demonstrate intent to remain in Massachusetts indefinitely. Finally, please note that the federal law does not bar institutions from requiring the eligible veteran, dependent, or other eligible individual to meet other requirements, unrelated to residency, in order to be eligible for the in-state tuition rate.

Please note: GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at www.benefits.va.gov/gibill

Section 702 of the Veterans Access, Choice, and Accountability Act of 2014 requires schools to bill eligible individuals using Chapter 30 Montgomery GI Bill® or Chapter 33 Post 9/11 GI Bill® at the in-state tuition rate if they meet the requirements of the law, even when they are defined by the school as an out-of-state resident for tuition purposes.  The bill went into effect July 1, 2015.

A “covered individual” is defined in the Choice Act as:

• A Veteran who lives in the state in which the public Institutions of Higher Learning (IHL) is located (regardless of formal state of residence) and enrolls in the school within three years of discharge from a period of active duty service of 90 days or more
• A spouse or child using transferred benefits who lives in the state in which the IHL is located (regardless of his/her formal state of residence) and enrolls in the school within three years of the transferor’s discharge from a period of active duty service of 90 days or more
• A spouse or child using benefits under the Fry Scholarship who lives in the state in which the IHL is located (regardless of his/her formal state of residence) and enrolls in the school within three years of the Servicemember’s death in the line of duty following a period of active duty service of 90 days or more

To be eligible for the Choice Act, students must meet the requirements of the law and submit supporting documents to the Office of Veterans Affairs outlined below.

1. Reside in Massachusetts while attending UMass Boston.
2. Submit a Certificate of Eligibility with entitlement for one of the bills below:
   1. Chapter 30 Montgomery GI Bill® (Active Duty)
   2. Chapter 33 Post 9/11 GI Bill® (Veteran)
   3. Chapter 33 Post 9/11 GI Bill® (Dependent – “Transfer of Entitlement”)
3. Provide a form DD214 Certificate of Release or Discharge from Active Duty showing the applicant meets the following conditions:
   1. The Uniformed Service Member must have been discharged within the past three years.
   2. The active duty period prior to discharge must have been greater than 90 days.

Mail or scan required documents to:

UMass Boston
Office of Veterans Affairs
Campus Center, Room 4215
100 William T. Morrissey Blvd
Boston, MA 02125-3393 

veterans@umb.edu

Individuals who meet the requirements will maintain in-state resident status as long as they remain continuously enrolled at UMass Boston, even if the term of benefits expires or educational assistance is exhausted under Chapter 30 or 33.

The complete policy and information is available on the U.S. Department of Veterans Affairs website at https://benefits.va.gov/gibill/post911_residentraterequirements.asp

The Bursar’s Office

The Bursar’s Office handles payments of tuition and fees, and distributes refunds and university financial aid.

Bills

Bills are issued monthly to any student with a balance. Payment must be made by the due date on the bill to avoid late fees (a $50 late payment fee will be applied to each past due invoice for the semester).

• Active students will receive an email notification to their UMass Boston email account when their bills have been generated in WISER. The notification will provide the invoice ID as well as the due date.
• In order to view the bills, students must log into their WISER account. The bills are located under the Finance Center tab on the Student Center page⇒Click on View All Invoices.
• Students can print or email their student bills directly to parents, guardians, employers, spouses or other involved parties.
• Students have the option to grant or remove access to individuals in order to view student bills within their Student Center in WISER.
  (See GRANT ADDITIONAL ACCESS to WISER ACCOUNT)
• Need help? Click here for the Job Aid “How to Access e-bill in WISER”

Payments

(The Bursar’s Office will only accept checks, cashier’s checks, or money orders drawn on a U.S. bank in U.S. currency, and we do not accept payment over the phone.)

Payment options include cash, check, money order, and cashier’s check. Please be sure to put your student account id number on the check for proper posting.

• Cash payments must be made in the Bursar’s Office.
• Check, money order, and cashier’s check payments may be made by mail or in person at the Bursar’s Office or at the One Stop.

In addition to the above payment options, the University of Massachusetts Boston works with an external vendor, CashNet,  to process e-check and online credit card payments (MasterCard, VISA, Discover, or American Express cards are accepted) This service is available online 24 hours a day, 7 days a week.  A 2.75% non-refundable convenience fee for domestic credit or debit card transactions is assessed. A 4.25% fee is assessed for each international credit card or debit card transaction is assessed. Go to Online Payments for details.

Your bank’s online bill payment service:

• Any automated bill payment service through your personal bank directing bank to send a check to our office should include your first and last names with the 8-digit university ID number.  
• Allow 7 to 14 business days for delivery to the university and posted onto your WISER account. 
• Use of personal banking “online bill payment” services may delay payment of your account and may result in late fees or enrollment consequences.  Please plan the timing of your payments accordingly.

** All payments are subject to verification, which could delay the removal of an administrative hold. A returned check or rejected e-check will result in a $28 fee.

Nonpayment will result in a hold being placed on a student account which will prevent a student from:

1. registering for a subsequent semester
2. getting grades
3. graduating
4. getting transcripts

Important: Bills unpaid for 3 months after the end of the semester for which they are due will be sent to collections. Accounts in collection are assessed a 25% collection fee.

Veterans Benefits and Transition Act of 2018

UMass Boston is compliant with the Veterans Benefits and Transition Act of 2018, section 3679 of title 38.

Please note: GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at www.benefits.va.gov/gibill

A Covered Individual is any individual who is entitled to educational assistance under chapter 31, Vocational Rehabilitation and Employment, or chapter 33, Post-9/11 GI Bill® benefits.

UMass Boston must permit any covered individual to attend or participate in the course of education during the period beginning on the date on which the individual provides to UMass Boston a certificate of eligibility for entitlement to educational assistance under chapter 31 or 33 (or a VAF 28-1905 form for chapter 31 authorization purposes) and ending on the earlier of the following dates:

1. The date on which payment from VA is made to the institution.
2. 90 days after the date the institution certified tuition and fees following the receipt of the certificate of eligibility

UMass Boston will not impose any penalty, including the assessment of late fees, the denial of access to classes, libraries, or other institutional facilities, or the requirement that a covered individual borrow additional funds, on any covered individual because of the individual’s inability to meet his or her financial obligations to the institution due to the delayed disbursement funding from VA under chapter 31 or 33.

UMass Boston requires the following of their Ch. 31 or 33 students wishing to utilize their educational benefits:

• Submit a COE or Statement of Benefits by the first day of classes to the UMass Boston VA Certifying Official, Veterans Affairs Office, Campus Center , Room 4215, 100 William T. Morrissey Blvd., Boston, MA 02125-3393
• Submit a written request to be certified by the first day of classes to the UMass Boston VA Certifying Official, Veterans Affairs Office, Campus Center , Room 4215, 100 William T. Morrissey Blvd., Boston, MA 02125-3393
• Provide any additional information needed for certification by the first day of classes to the UMass Boston VA Certifying Official, Veterans Affairs Office, Campus Center , Room 4215, 100 William T. Morrissey Blvd., Boston, MA 02125-3393

Please note: UMass Boston will hold a student responsible for any portion of tuition and other fees not covered by the VA (ex: room & board charges).

Wire Transfers

(This option is not for the payment of the new student deposit, reactivation fee, application fee or housing fee. Any overpayment would result in the return of the entire transaction.)

International Wire Transfers (Learn more)

Reference: GlobalPay user guides or click on the YouTube tutorial videos on the right side of this web page.

UMass Boston provides you a method of paying your tuition and fees in your own currency via Western Union Business Solutions, a specialist in global business payments.

Note: Transaction fees deducted from both the sending bank and receiving bank will affect the funds the school receives.

Excess / Refund

Excess is created when the total payments on an account are greater than the total bill. Excess payments will result in the issue of an excess check or Debit/Credit Card refund.

Notification that an excess refund is available is made by an email sent to a student’s UMass Boston email account. A student can forward his/her emails from the UMass Boston account to an alternate email address.

In-House Payment Plan

The Bursar’s Office offers an in-house payment plan for current semesters. This is an interest-free way of paying tuition in equal monthly payments with a one-time charge of a non-refundable enrollment fee per semester.

The benefits of our monthly payment plan:

• More time to pay.
• Avoid high interest rates.
• Create smaller, more manageable payments.
• Reduce the amount you need to borrow.

See https://www.umb.edu/bursar/payment-information/#d.en.51518 for more information.

Financial Aid & Scholarships

UMass Boston awards over $153 million in financial aid and over $8.3 million in scholarships every year. The purpose of financial aid is to provide assistance in meeting the basic costs of higher education. The university administers aid from the federal and state governments, from UMass Boston, and from private organizations and donors.

The university’s financial aid programs are specifically directed at helping students with academic potential and limited financial resources who would not be able to complete their education without the support of such programs.

Financial aid is usually awarded in “packages” which combine several forms of aid. The package may include scholarships, grants and waivers, which are gifts; loans, which must be paid back with interest; and work-study awards, through which students receive hourly wages for working at on- and off-campus jobs.

Some aid is offered specifically on the basis of need; other programs are based on academic achievement, public service, or other qualifications. Need-based financial aid programs are administered by the university’s Office of Financial Aid Services. Other types of aid, not based on financial need and described in a separate section below, include certain loan programs, tuition waivers for specific categories of students, and several scholarship programs.

Although international students are not eligible to receive financial aid offered through the Financial Aid Office, there are types of aid for which international students may qualify. Examples include alternative loans, graduate assistantships, private scholarships, and on-campus employment.

See types of aid offered for students below:

Freshmen Student Aid
Transfer Student Aid
International Student Aid
Current Student Aid

Applying for Financial Aid

We accept financial aid applications year-round; however, the earlier you apply the better. Don’t wait for a UMass Boston acceptance package to apply for financial aid. Financial Aid funds are awarded on a first come, first served basis.

You may qualify for aid if:

• You are a U.S. citizen, an eligible non-citizen, or have permanent resident status.
• You are enrolled in a degree-granting or approved certificate program.
• You have a high school diploma or recognized equivalent.
• You can demonstrate financial need.
• You meet other federal eligibility requirements.
• If you are a veteran, you may qualify for GI benefits and financial aid.

Financial need is defined as the difference between the estimated Cost of Attendance and your expected family contribution (EFC) as determined by the data supplied on the Free Application for Federal Student Aid (FAFSA) and calculated by a federal formula. Cost of Attendance changes each year and is based on direct educational costs such as tuition, fees, and indirect allowances for costs such as personal expenses, transportation, and books/supplies.
Regardless of income, all qualified students should complete the FAFSA to be considered for federal, state, and institutional aid at UMass Boston.

The FAFSA is available beginning October 1st of any given year for the upcoming academic year.  Don’t wait for an UMass Boston acceptance package to apply for financial aid.

For more detailed application information, visit https://www.umb.edu/financial-aid/apply-for-financial-aid/.

State Aid

In addition to a reduced tuition rate, Massachusetts residents may also qualify for state financial aid funds. We use information from the FAFSA to award aid from the Commonwealth of Massachusetts, too.

Scholarships

The university administers a number of scholarship programs recognizing academic achievement. Eligibility is limited to Massachusetts residents, and in some cases to either new or currently enrolled students.

Scholarships for Freshmen
Scholarships for Transfers
Scholarships for Continuing Students

Other scholarships may be available from academic departments and private sources.

For more information on scholarships, visit https://www.umb.edu/financial-aid/undergraduate-scholarships/scholarships-faq/. You can also contact Merit-Based Scholarships at merit.scholarships@umb.edu or 617.287.4850.

Satisfactory Academic Progress

At the end of the spring semester each year or upon your re-enrollment at the University, your academic performance is reviewed to determine if you are making satisfactory academic progress (SAP). The review is based on your cumulative grade point average and credits completed vs. attempted.

Undergraduate students must:

• Maintain a grade point average (GPA) of 2.0 or higher.
   
• Attempt no more than 150% of the credits/competencies required of your degree program (max credits)
   
• Complete 67% of all credits/competencies attempted (total earned credits/total attempted credits)

If you fail to meet the above requirements, you will be notified by Financial Aid Services that you are no longer eligible for financial assistance.

You have the right to appeal the Financial Aid Office’s decision. You can fill out the Financial Aid Satisfactory Appeal Form and describe any personal circumstances and/or extenuating circumstances that contributed to your academic performance. Your appeal, along with an academic plan, signed by your academic advisor, which outlines your action plan for the following semester, must be received by published deadlines.

Financial Aid Services will review all appeals. Incomplete appeals will not be considered. The decision of the committee is final. The SAP Appeal Process is for financial aid purposes only. It does not substitute for University review of a student’s academic standing.